Buying a home is one of the biggest decisions you'll ever make, and you deserve someone who makes it feel simple. I'm a full-time REALTOR® with Century 21 Colonial Realty, helping buyers find their place everywhere from Charlottetown and Stratford to Summerside, the North Shore and the quiet corners of the Island.
With a background in marketing and technology, I make sure you see the right homes first, understand what they're really worth and go into every offer with a clear plan. I live in Stratford with my family, and I know firsthand what makes each Island community special.
Whether this is your first home or your forever home, I'll be in your corner from the first showing to the day you get your keys.
Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. A CENTURY 21® REALTOR® goes beyond the transaction and will be there with you every step of the way. Trust the experience of a CENTURY 21 Realtor to help you find your dream home.
From getting pre-approved to picking up your keys, I’ll guide you through every step. I’ll help you find homes that fit your life, understand what they’re really worth and make a strong offer with the right protections in place. Then I’ll stay with you through inspections, financing and closing, so nothing slips through the cracks.
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
The process of determining the market value of a property.
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: